Rhode Island, affectionately known as the Ocean State, is where maritime heritage, cultural depth, and scenic landscapes converge. Despite its small size, Rhode Island boasts a grand character, offering miles of breathtaking coastline, towns steeped in history, and a lively arts scene. From the opulent mansions of Newport to the innovative vibes of Providence, Rhode Island presents a rich mosaic of living experiences. The state’s allure is complemented by its proximity to distinguished areas such as Barrington, East Greenwich, Jamestown, and Watch Hill, providing residents with a spectrum of lifestyle options amidst Rhode Island’s picturesque and historical backdrop.
Considering Rhode Island for your new home? Our Jumbo Verified™ lender network is at your disposal, offering competitive rates and mortgage plans tailored to Rhode Island’s distinctive real estate landscape. Whether your heart is set on a cozy seaside cottage, a dwelling steeped in history, or a sleek condo in the city, we’re committed to guiding you through your homeownership journey in the Ocean State.
Personalized Mortgage Solutions for Rhode Island’s Varied Property Landscape
The real estate market in Rhode Island mirrors the state’s diversity, featuring everything from quaint coastal retreats to sophisticated urban dwellings. Our lending experts are dedicated to crafting mortgage strategies that resonate with your vision for a home in Rhode Island.
- A broad selection of mortgage types for Rhode Island properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that cater to Rhode Island’s unique mix of properties, aiming to match your dream home.
- Customized mortgage plans designed to enhance your lifestyle in Rhode Island, whether you prefer coastal serenity or urban dynamism.
- Expert guidance through Rhode Island’s housing market, including specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home purchase or refinancing in Rhode Island, simplifying your path to homeownership.
Discover the Lifestyle of Rhode Island
Rhode Island offers a lifestyle enriched by history, community, and the beauty of nature. From the sailing adventures on Narragansett Bay to the cultural festivities in Providence, Rhode Island is a place of discovery and delight.
2024 RHODE ISLAND CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BRISTOL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWPORT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PROVIDENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN RHODE ISLAND
Neighborhoods
Cumberland Hill, Greenville, Valley Falls, Tiverton, Wakefield-Peacedale, Newport, Warwick, Newport East, Kingston, Westerly, Ashaway, Hope Valley, Cranston, Melville & Providence.
Zip Codes
02806, 02903, 02835, 02818, 02906, 02874, 02882, 02921, 02837, 02871, 02865, 02852, 02879, 02881 & 02831
Counties
Bristol County, Kent County, Newport County, Providence County & Washington County.